Pays the difference between the price the you paid and the reduced price at a later date. There is no time limit on when you can claim. It can be reduced at anytime from when you bought it. There are no excesses or minimum purchases required. You will receive the whole difference back. Maximum we will pay is £500 for a single claim and up to £5,000 in each 12 month period.

If you are unable to work due to illness, injury or involuntary unemployment, your minimum payment will be paid for after 30 days. If you are still unable to work after 60 days, the whole statement balance will be paid. Loss of life is also included. Account cover will cost you 1.5p per £1 of your monthly statement balance. That’s £1.50 per £100. Should you wish, you can also just opt to take out Balance Cancellation Cover if you prefer.Just Balance Cancellation Cover will cost you 1.25p per £1 of your monthly statement balance. That’s £1.25 per £100.

If something you buy on your card goes down in the sale you can claim the difference back. Please remember to keep your receipt as proof of purchase.

Involuntary unemployment, sickness, disability, injuries – these are all very real possibilities. If any of those mean you are unable to work for 30 days in a row, we will pay your minimum payment for you that month. If it means you can’t work for 60 days in a row we will pay off the whole balance for you up to your credit limit. We even cover you for life cover – should the worst happen, we will pay off your outstanding balance up to your credit limit.

It’s simple – Account Cover costs 1.5 pence for every £1 of your monthly statement balance. If your balance is zero, you have nothing to pay!

It’s optional – If you change your mind within 30 days of taking out the cover we will happily refund any premium you have already paid. If you choose to stay protected, you can still cancel at any point in the future without charge, but any premium already paid will not be refunded.

Interested? Simply call today on 0870 513 4698* for further information or to set this up on your account.